Get up to $2000 for Your Future with the Canada Learning Bond!

What is the Canada Learning Bond (CLB)? 

The Canada Learning Bond is money available to children and youth born in 2004 or later from low and moderate income families

You can get up to $2000 from the Government of Canada by opening an Registered Education Savings Plan (RESP)

You can access this money when you enroll in full-time or part-time education or training after high school (including trades and apprenticeship programs) 

How do I get the Canada Learning Bond?

- Open a no-cost Registered Education Savings Plan (RESP) at any financial institution (like a bank or credit union).
- Ask the financial institution to apply for the CLB on your behalf.

Parents/guardians need to:
- file taxes to get the Canada Child Benefit
- have ID to open the bank account

Children and youth need to:
- have a Social Insurance Number

How much money will I get?

$500 for opening the RESP if you are eligible
 + $100 for every year you continue to be eligible (up to the age 15)
= Maximum of $2000 total from the Government of Canada

How do I get started?

We are here to help you each step of the way! For information on your next steps, choose one of the options below.

Get $100 for opening the RESP!

 If you open up the RESP & apply for the Canada Learning Bond, we will give you $100! This bonus is for new RESPs opened prior to Dec 31, 2023 and can only be claimed once per family. To claim the $100, you will need to get a copy of the completed CLB application when you apply. Click here to let us know you opened the RESP.

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